Elite Holiday Services
5 September 20256 min read

Travel Insurance for Visa Applications

By Muhammad Romaz

Travel Insurance for Visa Applications

Why Travel Insurance is Mandatory

Schengen visa regulations require all applicants to have travel insurance with minimum coverage of €30,000 for medical emergencies, hospitalisation, and repatriation.

What Your Policy Must Cover

  • Medical expenses (minimum €30,000)
  • Emergency hospital treatment
  • Repatriation of remains
  • Valid in ALL Schengen countries
  • Cover the entire duration of your stay
  • Choosing the Right Policy

  • Purchase from a recognised insurer
  • Ensure the policy number and dates are clearly stated
  • Coverage must match your visa dates exactly
  • Keep both digital and printed copies
  • Common Mistakes

  • Coverage below €30,000 minimum
  • Policy not valid in all Schengen states
  • Dates don't match visa application dates
  • Using credit card travel insurance (often insufficient)
  • Our Insurance Guidance

    Elite Holiday Services helps you select compliant travel insurance as part of our visa packages. We ensure your policy meets all embassy requirements.